DISQUALIFICATION AND THE LAW.
Speeding convictions are structured - the greater the excess, the greater
the penalty. The normal range, per offence, is as follows:
the limit by between 5 and 14mph
Exceeding the limit by between 15 and 19mph
the limit by between 20 and 24mph
the limit by between 25 and 29mph
the limit by 30mph or more
Endorsements remain on your licence
11 years from date of conviction for offences relating to drink/drugs
and driving, causing death by careless driving whilst under the influence
of drink/drugs and causing death by careless driving then failing to
provide a specimen for analysis.
4 years from date of conviction for reckless/dangerous driving
and offences resulting in disqualification.
4 years from the date of offence in all other cases
SP codes that will appear on your
licence after endorsement(s)
SP10 = Exceeding goods vehicle speed limits
SP20 = Exceeding speed limit for type of vehicle (excluding goods or
SP30 = Exceeding statutory speed limit on a public road
SP40 = Exceeding passenger vehicle speed limit
SP50 = Exceeding speed limit on a motorway
SP50 = Undefined speed limit offence
All of these offences will acquire
between 3 and 6 penalty points.
250,000 motorists will be disqualified this year.
Around 2 million will be prosecuted for speeding alone!
(By the way, a recent survey has confirmed that 97% of us admit that
we speed regularly!).
A CAR IS STOLEN EVERY SECOND.
Donít think your insurance policy will keep you mobile if your car is
stolen and not recovered... because it wonít! You only get a courtesy
car if your cover is comprehensive AND the car is recovered and repairable.
Itís likely that you will be without a car for the entire time it takes
to settle your claim, meaning that you either have to hire a car - or
take the bus!
THERE IS A VEHICLE ACCIDENT EVERY MINUTE OF EVERY DAY.
If your car or bikeís off the road after an accident, will you get a
replacement from your insurers? Sure, some companies provide a courtesy
car - if oneís available - but again, only when your car is repairable.
If itís a write off you wonít get a courtesy car. Youíll also have to
wait for the claim to be settled, which can often take weeks. REMEMBER,
YOUR CAR INSURANCE IS THERE TO PROTECT THE CAR - NOT YOU!
THERE ARE OVER 30 MILLION SPORTS INJURIES ALONE IN THE UK EACH YEAR.
Whether at work, home or play, St.
to provide the same excellent financial benefits if you suffer an injury
that stops you from driving.
REVOCATION - LOSING YOUR LICENCE BECAUSE OF ILL HEALTH NOW AFFECTS THOUSANDS
fills the gap left by ďnormalĒ insurance. St.
provides protection to individuals, couples, sole traders, medium sized
companies and large PLCís. Itís so easy to arrange and you
can apply as long as you are
aged over 18 with no more than 6 penalty points current or pending at
the date of application and have held a full driving licence within the
UK for aminimum of 2 years.